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Risks of Daylight Savings Time

Posted on April 18th, 2014

Most of us will automatically set our clocks ahead one hour in observance of Daylight Saving Time (DST) and besides feeling a little sleepy the next morning, we won’t give it a second thought. However, adjusting your clock on Saturday night or Sunday morning could leave you with a 40-60 minute sleep deficit by Monday morning, and it’s this seemingly insignificant loss of sleep that can cause problems. Research shows on Monday and Tuesday after the time change, our risk of having a car accident increases by about 6%. Groggy people waking and driving to work in the dark are… [Read More]

Structured Settlement Agreements and Worker’s Compensation

Posted on April 17th, 2014

Washington State law now allows certain injured workers, their employers, and L&I to permanently settle the non-medical portion of a worker’s comp claim in exchange for an agreed structured payment plan. In most structured settlements, the claim is closed and the worker receives fixed payments over a period of time as laid out in the agreement. Workers who enter into a structured settlement agreement may still receive medical treatment for conditions allowed on their claim. All agreements must be reviewed and approved by the Board of Industrial Insurance Appeals. In a state fund claim, any party can submit a structured… [Read More]

The True Costs of Living with a Spinal Cord Injury

Posted on April 10th, 2014

The true costs of living every day with a spinal cord injury depends on many different factors including, the type and severity of your injury, your age and your prognosis for recovery. There are many types of spinal cord injuries with different degrees of severity, and all of them requiring specialized care. Your age, too, affects the long-term financial impact your injury will have on your life. According to the Centers for Disease Control and Prevention and The University of Alabama National Spinal Cord Injury Statistical Center, someone suffering from High Tetraplegia, one of the most severe cases that involves… [Read More]

Horrific Taxi Accident in Tacoma Kills Pregnant Woman

Posted on April 10th, 2014

Tuesday, March 4th, a pickup truck crashed into a taxi minivan killing a pregnant woman and her baby. 34-year-old Shanna Huttenstine of Tacoma and her fiancé were riding in a taxicab minivan when pickup truck driver Anderson Hamilton crashed into them head-on. The pickup truck was heading north on Highway 167 when he crossed into the southbound lane and into the oncoming taxi. While the taxi driver swerved to avoid the pickup, it was too late and they collided in a glancing head-on crash. Sadly, Shanna Huttenstine was killed, as was her 12-week fetus. Her fiancé and taxi driver were… [Read More]

Signs of PTSD After a Car Crash

Posted on April 9th, 2014

Post-traumatic stress disorder (PTSD) is a mental condition that develops after a terrifying ordeal that involved bodily harm or the threat of bodily harm, such as a car accident. The person who develops PTSD may have been the one harmed, the harm may have come to a loved one, or the person may have witnessed an event that brought harm to someone else. Anyone can develop PTSD from a car crash. However, some studies suggest that people who have already experienced a traumatic event may be more at risk of suffering from PTSD after a car crash. Especially those who… [Read More]

Even Driving “Buzzed” is Dangerous

Posted on April 8th, 2014

According to the first nationwide analysis of “buzzed” drivers, there appears to be no safe level of alcohol in the bloodstream when it comes to driving. Based on information from a U.S. national database, researchers have concluded that driving with even a slight buzz puts drivers at a far greater risk of causing a traffic accident. The authors of the study analyzed data from more than 570,000 collisions between 1994 and 2011. Drivers with a blood alcohol content (BAC) of .01 percent, the lowest level recorded in the dataset, were 46 percent more likely to be solely blamed for the… [Read More]

What are the 10 Most Dangerous Food and Drinks to Eat While Driving?

Posted on April 8th, 2014

A recent study shows that eating while driving is responsible for 80 percent of automobile accidents and 65 percent of scary “near misses”. Eating in the car is like any other form of distracted driving, it takes your mind off the road and adversely affects your reaction time. However, with today’s hectic schedules, more and more people are taking their meals in their cars. A separate study showed that, out of 1,000 drivers, over 70% of drivers eat while driving and 83% consume beverages. Americans are so busy and spend so much time in their vehicles, so they view eating… [Read More]

Vehicle Crashworthiness and Avoiding Crashes

Posted on April 8th, 2014

The Insurance Institute for Highway Safety has released its list of vehicles that receive its highest award for safety, TOP SAFETY PICK and TOP SAFETY PICK+. Among the standouts for 2014 is Honda. Along with its Acura division, Honda has six vehicles earning a TOP SAFETY PICK+ award and another two that earned a basic TOP SAFETY PICK award. Other standouts include smaller companies like Volvo, Subaru and Mazda. Each of these companies had three vehicles earning TOP SAFETY PICK+ awards. The Institute introduced the TOP SAFETY PICK award back in 2006 and since then, has gradually made the criteria… [Read More]

Fatal Car Crashes Involving Marijuana Have Increased

Posted on April 4th, 2014

Recently, researchers from Columbia University’s Mailman School of Public Health collected data from six states that perform toxicology tests on drivers involved in fatal car accidents. Information gathered from California, Hawaii, Illinois, New Hampshire, Rhode Island, and West Virginia on over 23,500 drivers who died within one hour of a crash between 1999 and 2010 showed that fatal car crashes involving pot use have tripled in the U.S. During the same time period, alcohol contributed to forty percent of traffic fatalities. Researchers concluded that drugged driving accounted for 28 percent of traffic deaths in 2010, which is a sixteen percent… [Read More]

Will Worker’s Compensation Pay for Home Modifications?

Posted on April 3rd, 2014

Catastrophic injuries such as, brain injuries, paralysis, loss of arms or legs, and severe or progressive lung or heart disease often require costly modifications to a victim’s home. These costs may be covered by L&I for workers suffering from approved catastrophic injuries. The modifications must be deemed necessary to meet the worker’s needs for safety, mobility, or activities of daily life. Who Qualifies? A worker who has experienced a job-related catastrophic injury resulting in permanent physical impairment may be eligible. To qualify for a home modification, you must have an open worker’s compensation claim or be receiving a pension by… [Read More]

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