If you are employed in Washington, you are entitled to no-fault accident and disability coverage. This can either be through L&I‘s Washington State Fund or a self-insured employer’s policy. This is known as worker’s compensation and it is available for all employees. Understanding your benefits is a crucial to receiving the money you need to recover after a work-related injury.
L&I will only cover an injury if it happens at a definite time and place at work. Occupational diseases are only accepted if you can show that your disease was caused by work and work alone. Every year, 100,000 work-related injuries and occupational diseases are reported to L&I, and an additional 47,500 are reported to self-insured companies.
If you are covered under L&I’s Washington State Fund, then L&I will compensate your health care provider and there will be no out-of-pocket expenses to you for covered treatment. L&I will pay for hospital expenses, surgeries, pharmaceutical costs, and other services, including nursing home care, glasses, hearing aids, crutches, prostheses, and dental repair.
It is important to note that L&I will only pay for your medical expenses IF they accept your claim. Not all L&I claims are accepted. Yet like most insurance programs, they can deny claims that are valid. At Phillips Law Firm, our workers’ compensation lawyers work diligently to ensure that your claim is accepted. If necessary, we can have independent medical examinations conducted to establish the severity of the injury sustained.
The procedures for navigating through the Workers’ Compensation System in Washington can be overwhelming—especially when you are injured. As a result, many injured workers fail to receive the compensation they are entitled to.
Contact Seattle Worker’s Compensation Attorneys
If you have been injured on the job and have questions regarding your worker’s compensation, an experienced Seattle workers’ compensation attorney at Phillips Law Firm can help. If you are interested in learning more about your legal options, call us at 1-800-708-6000. Our Seattle worker’s compensation attorneys are waiting to assist you 24/7, offering a free case evaluation. Remember our no fee promise. If we do not recover anything for you, you do not owe us an attorney fee.
The workers’ compensation lawyers at Phillips Law Firm have successfully represented injured individuals and their families in Seattle, Tacoma, Vancouver, Bellevue, Everett, Kent, Auburn, Renton, Federal Way, Bellingham, Marysville, Lakewood, Redmond, Shoreline, and throughout the State of Washington.