Recovering compensation after getting into an accident with an uninsured motorist can be challenging. The liable party’s insurance coverage is typically the first source of compensation after an accident.
If you were involved in a collision with an uninsured driver, a Seattle uninsured motorist accident lawyer can help you explore your other options.
At Phillips Law Firm, we have a long history of helping accident victims recover compensation after a collision with an uninsured motorist. With over 80 years of combined legal experience, we have the knowledge and resources to help.
Reach out to us today by phone or through our online contact form to schedule a free consultation with one of our Seattle car accident lawyers.
Recovering Compensation Through Uninsured Motorist Insurance Coverage
The quickest and easiest way to recover compensation for your losses is if you have uninsured/underinsured motorist (UM/UIM) coverage as part of your insurance policy.
This coverage can help you get the money you need if you are involved in an accident with a driver who flees the scene of the accident or doesn’t have any insurance. It can also provide compensation to cover additional costs if your damages exceed the liable driver’s insurance coverage.
While filing a claim under this policy might be your best option if you have coverage, not all damages can be recovered through a claim, and pursuing a lawsuit against the liable party might be your best option for recovering the full value of your losses. An experienced Seattle personal injury lawyer can help you determine your options after a crash.
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Recovering Compensation Through a Personal Injury Lawsuit After an Accident
If you don’t have UM/UIM insurance coverage, or if your damages exceed your coverage limits, the best way to get the money you need and deserve may be to file a lawsuit against the liable party.
Your Seattle uninsured motorist accident attorney can help you build a case against the liable party, gathering evidence to prove fault and support your damages claim.
Your lawyer will ensure that all the necessary paperwork is filed accurately and on time to protect your right to recover compensation from the at-fault party.
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Damages an Uninsured Motorist Accident Attorney in Seattle Can Help You Pursue After a Crash
Whether filing a claim with your own insurance provider under your uninsured motorist coverage or through a lawsuit against the liable driver, you have the right to pursue a wide variety of damages.
The damages available through a lawsuit will typically be more extensive, as non-economic damages aren’t usually available through an insurance claim.
Determining the compensatory damages you are eligible to pursue and whether punitive damages apply is critical for recovering the full value of your claim.
Economic Damages
Economic damages are used to compensate an injury victim for the financial losses caused by their accident. These damages cover both the money you were compelled to spend and the income you were prevented from earning as a result of your accident. Furthermore, these damages can be recovered for projected future losses as well as the current losses you face.
Some of the most commonly available economic damages following a car accident include:
- Property damage
- Lost income
- Diminished earning capacity
- Medical expenses
- Future medical bills
Non-Economic Damages
While economic damages focus on the impact an accident has on your bank account, non-economic damages address the impact of the crash on a personal level.
These damages are awarded to compensate accident victims for the intangible losses they suffered that can never be fully replaced.
Because of the profound nature of these losses, the compensation for non-economic damages is often substantial. Some of the most commonly available non-economic damages following a car accident include:
- Mental anguish
- Loss of consortium
- Pain and suffering
- Permanent disability
- Scarring and disfigurement
- Loss of companionship
- Emotional distress
Punitive Damages
Punitive damages are only awarded in a small number of cases. These damages are not meant to compensate an injury victim for the losses they sustained as a result of their accident. Instead, these damages focus on the actions of the liable party and are meant to serve as a form of punishment and to dissuade similar behavior in the future.
Punitive damages are only available in cases that involve gross negligence or intentional harm.
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Take Legal Action Before Time Runs Out
When pursuing compensation after an accident with an uninsured motorist, it is critical to be mindful of all the deadlines that apply to your case.
In Washington state, the personal injury statute of limitations is three years. If you fail to take legal action before this deadline passes, you will likely be out of options for recovering compensation.
The best way to ensure you meet all deadlines in your case is to hire an experienced uninsured motorist accident attorney in Seattle soon after your accident.
As well as protecting your right to claim compensation, hiring a lawyer early will position them to collect evidence before it can be lost or corrupted and interview witnesses while their memories are fresh.
For a free legal consultation with a lawyer serving Seattle, call
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Get Help From a Knowledgeable Uninsured Motorist Accident Lawyer Serving Seattle Today
Recovering compensation after an accident with an uninsured motorist can be critical for getting your life back on track. At Phillips Law Firm, we have helped over 20,000 injury victims get the money they need and deserve. With hundreds of millions of dollars recovered, our track record is well established in the area.
Contact us today by phone or through our website to set up a free case evaluation with a member of our legal team. We’ll review the details of your case and advise you of your options for pursuing compensation.
Real People. Real Justice. (800) 708-6000