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Who’s Responsible if I Suffer Injuries from a Defective Product?

Posted on October 20th, 2014

Previously we examined who’s responsible for injuries suffered in premises liability claims.  We again visit the topic of responsibility.  We do this to support our ongoing dedication to assist personal injury victims in understanding where responsibility for their injuries lies.  This time our attention is focused on defective product claims. The Nuts and Bolts of a Defective Product Claim Responsibility really can’t be determined unless we all have an equal understanding of what a defective product claim is.  Let’s get our feet firm by quickly visiting the topic.  If you receive injuries as a result of using a specific product,… [Read More]

Young Workers More Likely to Get Hurt on the Job

Posted on October 17th, 2014

Challenges abound for today’s young workers.  High unemployment rates mean young workers face greater competition from adults for jobs traditionally reserved for teens and 20-somethings.  Young workers must also balance employment demands with those demands imposed by family, school or even other jobs.  Further, today’s young workers are more likely to get hurt on the job in comparison to working adults. If you don’t believe the latter point, just ask Matt Pomerinke.  Matt, of Longview, Washington, was recently working at a Washington lumber mill.  During the course of his employment, Matt’s arm got caught in an unguarded conveyer drive chain. … [Read More]

How Insurers Use Damage Formulas in Negotiating Personal Injury Settlements

Posted on October 16th, 2014

Have you ever wondered how insurance adjusters determine what a personal injury case is worth?  The answer involves the use of a damage formula.  Adjusters use the formula to help determine a compensation amount at the outset of negotiating a personal injury settlement.  Let’s all put our math helmets on for a moment and take a further look at the use of damage formulas. What’s the Reason for a Formula? Before we dive right into equations and formulas, let’s consider why damage formulas are even used in the first place.  Consider a quick hypothetical where Sally and John are involved… [Read More]

Why Three Years Matters When Filing a Personal Injury Claim

Posted on October 10th, 2014

Please, let’s try to keep the following a secret from Russell Wilson.  We have no desire or intent to upset him.  However, if the embodiment of a personal injury claim ran onto CenturyLink on game day, Russell might have to find another number to wear.  Once again, we really don’t want to upset.  But, the number three is so critical to personal injury claims that…well, you know. So, why is three so important?  Let’s talk about Statutes of Limitations for a little bit. Statutes of Limitations are more Important than the Seahawks? If you’ve suffered personal injuries in an accident… [Read More]

Oregon Woman Torches Thousands of Acres to Cure Firefighters’ Boredom – What Was She Thinking!?

Posted on October 3rd, 2014

This month’s “What Were They Thinking” award sends the Phillips Law Firm to Oregon.  If you recall, these monthly awards are handed out to citizens that recklessly put other people’s lives and property in danger.  The award is given in the attempt to condone, and hopefully deter, similar reckless behavior. The State of Washington has seen pure devastation this summer as a result of savage wildfires.  This is why this month’s award is handed out with nothing less than extreme confusion and displeasure.  We at the Phillips Law Firm have to ask the simple question… Ms. Sadie Renee Johnson, What… [Read More]

Proving Causation in Personal Injury Claims

Posted on October 2nd, 2014

Let’s assume for a moment that a train commuter is racing towards a slowly moving train that is just starting to depart from a station.  As the commuter sprints across the platform, a conductor reaches out in an attempt to pull the commuter onto the train.  A second railroad employee tries to push the commuter onto the train. Unbeknownst to the conductor and the employee, the commuter is carrying a package containing fireworks.  In their attempts at helping, the conductor and employee actually cause the commuter to drop her package.  The fireworks hit the ground, explode, and cause substantial damage… [Read More]

Insurance Subrogation: What it Means and Why it Matters

Posted on September 24th, 2014

There are some words in the English language that are just ugly.  Consider, for example, “tax,” “cacophonous,” “functionality,” and “downsized.”  Whether it’s due to sound, meaning, or appearance, many would agree that these words are simply unfriendly or unpleasing. The term “subrogation” can arguably fit within a list of your top ten ugliest words.  It sounds weird.  The word itself appears complicated; and, its definition can prove upsetting or displeasing…especially if you’ve suffered damages in a car accident due to another driver’s fault.  Let’s take a further look at this word and see if we can remove some of its… [Read More]

Protected Bike Lanes Well Underway in Seattle

Posted on September 10th, 2014

If you haven’t noticed yet, something a bit different is emerging alongside several of Seattle’s roadways.  No, we’re not talking about foreign weeds or unsightly debris.  We’re talking about protected bike lanes; and as always, the Phillips Law Firm is here to ensure you understand all the pertinent facts. The Master Plan Seattle’s emerging new bike lanes are all part of a master plan…the Bicycle Master Plan (BMP) to be precise.  The BMP is part of Seattle’s Department of Transportation’s (SDOT) overall plan to make Seattle’s streets safer and more accessible for bicyclists.  According to the SDOT website, Seattle’s new… [Read More]

Deciphering Your Auto Insurance Policy – What is UM and UIM?

Posted on September 3rd, 2014

Let’s start with a hypothetical.  Assume Shirley is driving her car down a Seattle residential road and comes to a four-way stop.  She stops her car.  She looks right.  No cars.  She looks left. She views one car approaching the intersection, driven by Joe, but the car is about 20 yards away from its own stop sign. Shirley continues forward assuming that Joe will stop his vehicle.  She gets half-way through the intersection before Joe strikes the left rear side of her auto.  Joe was obviously negligent because he failed to stop at a stop sign.  At the scene of… [Read More]

Who’s Responsible If Someone Hurts Themselves On My Property?

Posted on August 25th, 2014

We’ve said it before and we’ll say it again…the law can be complex and confusing.  This is especially true in the realm of personal injury matters.  By their very nature, these matters mean a person has been injured and someone must legally assume the blame or responsibility for any injuries caused.  Placing responsibility on a party is often not readily or easily accomplished. The Phillips Law Firm never wants it clients or injured persons to be left in a state of confusion.  This is why we’re dedicating some time once a month to examine personal injury scenarios and explain where… [Read More]

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